SCRA Eligibility Checker

Four questions, thirty seconds. This is a quick screen, not a legal ruling — your orders control.

1. What is your current status?

Active duty (any branch, incl. Coast Guard) Guard/Reserve on federal active-duty orders Guard on state duty / drilling reservist Separated within the last 12 months None of these

2. What do you want to do?

Cut interest on a debt Break a lease or contract on orders Stop a foreclosure or repossession

3. Did the debt/contract start before your active duty began?

Yes No — signed during service

4. If separated: has it been less than 180 days?

Still serving / not separated Yes, under 180 days No, more than 180 days

Heads up: SCRA Saver publishes general information, not legal or financial advice. Laws change and every situation differs — confirm details with your installation legal assistance office (free for service members) or a licensed professional.