Active duty? Federal law entitles you to rate caps, lease breaks, contract exits, and refunds. Most service members never claim them. We file everything for you.
What is the SCRA?
The Servicemembers Civil Relief Act is a federal law that provides powerful financial and legal protections to active duty military members. It ensures you can focus on your mission without worrying about civil legal matters back home.
Originally enacted in 1940, the SCRA provides over 21 distinct protections covering interest rates, housing, contracts, court proceedings, and more. Yet most service members never claim these benefits.
Learn More About SCRAA federal law providing financial and legal protections to active duty service members, allowing them to defer or reduce certain civil obligations during military service.
SCRA Benefits Are Yours By Law.
Claiming Them Shouldn't Be a Second Job.
Here's what it actually takes to file SCRA claims yourself:
Research
Learn 21+ different protections. Figure out which ones apply to you. Understand the legal requirements for each.
Paperwork
Write separate letters to every lender, landlord, and company. Include correct legal citations. Send via certified mail.
Follow-up
Track every response. Follow up on ignored requests. Escalate denials. Know your rights when they push back.
Most service members give up — or never start. $8 billion in SCRA benefits go unclaimed every year.
One Payment. Every Protection. We Handle It All.
For the $59 filing fee, we file claims for every SCRA benefit you qualify for:
6% Rate Cap
Credit cards, loans, mortgage
Retroactive Refunds
Recover past overcharges
Lease Termination
Break leases penalty-free
Vehicle Lease
Exit auto leases early
Contract Cancellation
Cell, gym, internet, security
Foreclosure Protection
Stop foreclosure proceedings
Insurance
Life, health, professional
Tax Protections
State domicile, spouse, deferral
Legal Protections
Default judgments, court stays
Certified Letters
We draft, send, and track
Claim Monitoring
Status updates on every claim
Escalation Support
We fight denials for you
See exactly which protections apply to you
Three Steps. Five Minutes. We Handle the Rest.
Tell Us Your Situation
Quick quiz about your debts, leases, contracts, and service dates. Takes 5 minutes.
Pay the $59 Filing Fee
One filing fee covers all 21+ protections. No subscriptions. No hidden fees. No upsells.
We Handle Everything
We draft letters, send certified mail, track responses, follow up, and escalate denials.
One Price. Everything Included. No Surprises.
- All 21+ SCRA protections
- Every lender, landlord, company
- Certified mail included
- Claim tracking & monitoring
- Escalation support for denials
- No subscriptions, ever
30-day money-back guarantee
DIY certified mail alone costs ~$45. Lawyer consultation: $200+.
Average member saves $4,200/year. That's a 70x return.
They Focused on Their Mission. We Handled the Rest.
"I was deploying in 3 weeks and had no time to deal with SCRA paperwork. Filled out the quiz, paid the $59 filing fee, and forgot about it. Came back to $3,200 in refunds and my car lease cancelled. Unreal."
Saved $7,200"I tried doing this myself for months. Gave up after Chase ignored my third letter. SCRA Saver got them to respond in 2 weeks and refund 18 months of overcharges."
Saved $8,400"Guard on Title 10 orders — wasn't even sure I qualified. They handled my mortgage, 2 credit cards, gym contract, AND my apartment lease. I did nothing but answer a few questions."
Saved $5,100"I was deployed for the year. This website helped me get my home mortgage rate down and also helped me write off my Chase annual credit card fees. Saved $2,000 within no time. One-stop shop for military members and families to use benefits and save money."
Saved $2,000Questions? We've Got Answers.
Your Benefits Are Waiting. Let's Get Them.
5 minutes now saves 20+ hours of paperwork — and thousands of dollars.