Active duty? Federal law entitles you to rate caps, lease breaks, contract exits, and refunds. Most service members never claim them. We file everything for you.
What is the SCRA?
The Servicemembers Civil Relief Act is a federal law that provides powerful financial and legal protections to active duty military members. It ensures you can focus on your mission without worrying about civil legal matters back home.
Originally enacted in 1940, the SCRA provides over 21 distinct protections covering interest rates, housing, contracts, court proceedings, and more. Yet most service members never claim these benefits.
Learn More About SCRAA federal law providing financial and legal protections to active duty service members, allowing them to defer or reduce certain civil obligations during military service.
Free SCRA Tools
Calculate your savings, generate letters, and find deadlines — all free, no signup required.
Savings Calculator
See exactly how much you could save with SCRA rate caps on all your debts.
Most PopularRefund Calculator
Calculate how much you're owed in retroactive interest refunds.
Get Money BackDeadline Calculator
Find your SCRA protection window based on your service dates.
Know Your DatesLetter Generator
Create professional SCRA demand letters ready to send to lenders.
DIY OptionOne Payment. Every Protection. We Handle It All.
We file claims for every SCRA benefit you qualify for:
6% Rate Cap
Credit cards, loans, mortgage
Retroactive Refunds
Recover past overcharges
Lease Termination
Break leases penalty-free
Vehicle Lease
Exit auto leases early
Contract Cancellation
Cell, gym, internet, security
Foreclosure Protection
Stop foreclosure proceedings
Insurance
Life, health, professional
Tax Protections
State domicile, spouse, deferral
Legal Protections
Default judgments, court stays
Certified Letters
We draft, send, and track
Claim Monitoring
Status updates on every claim
Escalation Support
We fight denials for you
See exactly which protections apply to you
Three Steps. Five Minutes. We Handle the Rest.
Tell Us Your Situation
Quick quiz about your debts, leases, contracts, and service dates. Takes 5 minutes.
Pay the Filing Fee
One filing fee covers all 21+ protections. No subscriptions. No hidden fees. No upsells.
We Handle Everything
We draft letters, send certified mail, track responses, follow up, and escalate denials.
Latest SCRA Insights
Expert guides and tips to maximize your military benefits.
SCRA Saver vs Military Benefits Lawyer: Which Is Right for You?
Should you use SCRA Saver, hire a lawyer, or file yourself? Compare costs, timelines, and success rates to make the …
Read moreSCRA vs MLA: Understanding the Difference Between Military Financial Protections (2026 Guide)
SCRA and MLA are two different federal laws protecting military finances. 2026 guide explaining which law applies to your situation, …
Read moreHow Long Does an SCRA Claim Take? Complete Timeline and What to Expect
Wondering when you'll see your SCRA benefits? Here's the realistic timeline for each lender type, plus how to speed up …
Read moreOne Price. Everything Included. No Surprises.
- All 21+ SCRA protections
- Every lender, landlord, company
- Certified mail included
- Claim tracking & monitoring
- Escalation support for denials
- No subscriptions, ever
30-day money-back guarantee
DIY certified mail alone costs ~$45. Lawyer consultation: $200+.
Average member saves $4,200/year. That's a 70x return.
They Focused on Their Mission. We Handled the Rest.
"I was deploying in 3 weeks and had no time to deal with SCRA paperwork. Filled out the quiz, paid the $59 filing fee, and forgot about it. Came back to $3,200 in refunds and my car lease cancelled. Unreal."
Saved $7,200"I tried doing this myself for months. Gave up after Chase ignored my third letter. SCRA Saver got them to respond in 2 weeks and refund 18 months of overcharges."
Saved $8,400"Guard on Title 10 orders — wasn't even sure I qualified. They handled my mortgage, 2 credit cards, gym contract, AND my apartment lease. I did nothing but answer a few questions."
Saved $5,100"I was deployed for the year. This website helped me get my home mortgage rate down and also helped me write off my Chase annual credit card fees. Saved $2,000 within no time. One-stop shop for military members and families to use benefits and save money."
Saved $2,000Questions? We've Got Answers.
Your Benefits Are Waiting. Let's Get Them.
5 minutes now saves 20+ hours of paperwork — and thousands of dollars.