SDP Calculator: The Deployed 10%

The Savings Deposit Program pays a guaranteed 10% a year on up to $10,000 while you serve in a designated combat zone, and interest keeps running for 90 days after you return. Timing is everything: the earlier you deposit, the more quarters you earn.

The rules that matter:

Eligibility generally opens after 30 consecutive days in the designated area (or one day in each of three consecutive months).
Deposits go through your finance office, by allotment, cash, or check. Front-load to the $10,000 max as fast as cash flow allows.
Interest stops 90 days after you return. Request the payout; it does not arrive by itself.
Estimates use 10% compounded quarterly. DFAS keeps the official ledger. Full strategy: the deployment money stack.

Heads up: SCRA Saver publishes general information, not legal or financial advice. Laws change and every situation differs. Confirm details with your installation legal assistance office (free for service members) or a licensed professional.