SCRA Tools & Calculators

Everything runs in your browser. Nothing you type is sent to us or stored. Numbers are estimates; the letters and dates follow the statutes they cite.

• SCRA Savings Calculator →

  What the 6% cap is worth per year on any balance and APR.

• SCRA Refund Calculator →

  Charged above 6% while serving? Estimate the retroactive refund your lender owes.

• Lease Termination Date Calculator →

  Your exact § 3955 termination date, and why one day of delay can cost a month of rent.

• Rate-Cap Letter Generator →

  The written notice that invokes the 6% cap, citing 50 U.S.C. § 3937. Copy, attach orders, send.

• Eligibility Checker →

  Four questions to see whether the SCRA covers you and which benefit to start with.