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SCRASAVER

SDP Calculator: The Deployed 10%

The Savings Deposit Program pays a guaranteed 10% a year on up to $10,000 while you serve in a designated combat zone, and interest keeps running for 90 days after you return. Timing is everything: the earlier you deposit, the more quarters you earn.

The rules that matter:

  • Eligibility generally opens after 30 consecutive days in the designated area (or one day in each of three consecutive months).
  • Deposits go through your finance office, by allotment, cash, or check. Front-load to the $10,000 max as fast as cash flow allows.
  • Interest stops 90 days after you return. Request the payout; it does not arrive by itself.
  • Estimates use 10% compounded quarterly. DFAS keeps the official ledger. Full strategy: the deployment money stack.

Heads up: SCRA Saver publishes general information, not legal or financial advice. Laws change and every situation differs. Confirm details with your installation legal assistance office (free for service members) or a licensed professional.

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