SCRA Tools & Calculators

Everything runs in your browser. Nothing you type is sent to us or stored. Numbers are estimates; the letters and dates follow the statutes they cite.

Start here

Military Benefits Finder

Check what describes you and get a personalized list of every SCRA right that applies, each linked to a guide and the tool that claims it. Start here.

• SCRA Savings Calculator

  What the 6% cap is worth per year on any balance and APR.

• SCRA Refund Calculator

  Charged above 6% while serving? Estimate the retroactive refund your lender owes.

• Bank Rate-Cap Lookup

  Pick your bank for its SCRA rate cap, fee treatment, and exact filing steps, each traced to the issuer guide.

• SCRA Deadline Checker

  Enter your service dates to see which SCRA windows are open, closing, or closed, each with its statute section.

• Lease Termination Date Calculator

  Your exact § 3955 termination date, and why one day of delay can cost a month of rent.

• SDP Calculator (Deployed 10%)

  Guaranteed interest on the Savings Deposit Program, and why early deposits earn double.

• SCRA Letter Generator

  Seven statute-cited letters: 6% cap, lease and auto-lease exits, phone or cable cancellation, refund demand, stay of proceedings, and lender dispute. Copy, attach orders, send.

• Eligibility Checker

  Four questions to see whether the SCRA covers you and which benefit to start with.