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SCRASAVER

Military legal assistance offices

The free, official first stop for an SCRA problem: a rate above 6%, a lease you need to end on orders, a lawsuit filed while you were away. 196 offices, by state, with phone, address and hours from the DoD installation directory (read 2026-10-28) and a cross-check against the Armed Forces Legal Assistance locator. When the free route is not enough, and how to pick a private lawyer.

What a legal assistance office can do for an SCRA problem

Every office advises on the Act at no cost: the 6% cap on pre-service debt (50 U.S.C. § 3937), ending a lease or vehicle lease on orders (§ 3955), stopping a default judgment or getting a stay (§§ 3931, 3932), foreclosure and repossession (§§ 3952, 3953), and eviction (§ 3951). The office can write to the company on official letterhead, which resolves most rate-cap and lease disputes without a lawsuit, and refer you to a private lawyer when it cannot act; it cannot represent you in civil court. Eligibility: active duty and dependents, Guard and Reserve on orders, retirees and dependents, with priority rules set by each office.

Bring your orders (or a commander's letter), the account or lease documents, any letters the company sent, and a timeline. For a rate cap, bring the written request and the refund estimate; for a lease, the termination date and proof of notice; if you were sued, every court paper and the stay and default-judgment guides.

Method: each office's phone and address were read on its DoD installation directory page and compared with the Armed Forces Legal Assistance locator; "high" confidence means both agree on the phone. Offices change numbers and buildings; the directory page linked on each office's page is the record to re-check.

Alabama

Alaska

Arizona

Arkansas

California

Colorado

Connecticut

DC

Delaware

Florida

Georgia

Guam

Hawaii

Idaho

Illinois

Indiana

Kansas

Kentucky

Louisiana

Maryland

Massachusetts

Michigan

Mississippi

Missouri

Montana

Nebraska

Nevada

New Jersey

New Mexico

New York

North Carolina

North Dakota

Ohio

Oklahoma

Overseas (APO)

Pennsylvania

PR

Rhode Island

South Carolina

South Dakota

Tennessee

Texas

Utah

Virginia

Washington

Wisconsin

Wyoming

Overseas

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