SCRA for Landlords, Lenders & Courts
SCRA for Landlords & Property Managers: Eviction, Exits & Deposits
Part of: The Complete Guide to the SCRA
Sixteen of the 66 cases in this site’s SCRA enforcement ledger are against landlords, property managers, or military housing operators. The conduct is ordinary: an early termination fee the software added, a deposit held against rent that was never going to accrue, a default eviction judgment on an affidavit nobody checked. Each rule below was read at uscode.house.gov on August 15, 2026, the rent ceiling in the Federal Register the same day, and every case fact comes from DOJ’s own page.
Rule one: no eviction without a court order (§ 3951)
Except by court order, a landlord may not evict a servicemember or the servicemember’s dependents, during the period of military service, from premises “occupied or intended to be occupied primarily as a residence” where the monthly rent does not exceed the statutory ceiling (§ 3951(a)(1)(A)). The same subsection bars subjecting the premises to a distress, which is seizing the tenant’s goods for rent, without a court order.
The ceiling. The statute prints $2,400 and adjusts it every year by the percentage change in the CPI Rent of Primary Residence index since November 1984, with the Secretary of Defense publishing the new figure in the Federal Register (§ 3951(a)(2), (3)). The 2026 notice, published March 10, 2026 at 91 FR 11527, sets the maximum monthly rent at $10,542.60 effective January 1, 2026. Almost every unit in the country is under it.
In court. The judge may on the court’s own motion, and must on the tenant’s request when service materially affects the ability to pay, stay the proceeding for 90 days (longer or shorter as equity requires) or adjust the lease obligation (§ 3951(b)(1)). The court can grant the landlord equitable relief alongside a stay and can order a rent allotment from the servicemember’s pay (§ 3951(b)(2), (d)). Knowingly taking part in an eviction or distress that violates the section is a misdemeanor (§ 3951(c)). The tenant’s view of the same rule is on the eviction protection page.
What this is not. It is not a bar on suing. Nonpayment is still nonpayment; the SCRA moves the decision to a judge and slows it down. It does not cover a unit above the ceiling or extend past the period of military service.
Rule two: the lease exit (§ 3955)
A tenant may terminate a residential lease at any time after entering military service during the lease term, or after receiving, while serving, orders for a permanent change of station or to deploy with a unit or as an individual for not less than 90 days (§ 3955(a)(1), (b)(1)). “Permanent change of station” includes separation or retirement (§ 3955(i)(3)). A stop movement order that blocks occupancy of a lease signed on PCS orders is a third trigger (§ 3955(b)(1)(C)).
What you may require. Written notice of termination and a copy of the military orders, delivered by hand, private carrier, return-receipt mail, or electronic means including email to an address you designated or a posting to a resident portal (§ 3955(c)). “Military orders” includes official orders or “any notification, certification, or verification from the servicemember’s commanding officer” about duty status (§ 3955(i)(1)). Asking for a forwarding address for the refund is sensible and not prohibited. That is the whole list.
What you may not require. Notarization; the statute does not mention it. A specific form; the statute names none. Proof that the new duty station is more than some number of miles away; the ledger’s RedSail case (2024) ended with the manager agreeing to stop imposing a 35-mile limit it had borrowed from Virginia law. Repayment of a move-in concession or lease incentive on the way out; DOJ treated that as an unlawful charge at United Communities (2018), FPI Management (2023), and JAG Management (2023). A “military clause” in the lease that waives or narrows these rights; under § 3918 a waiver of the right to terminate a lease is effective only if it is in writing, in an instrument separate from the lease, executed during or after the period of service, and in at least 12-point type. A clause the tenant signed with the lease before orders arrived does not qualify.
When it ends. For a lease with monthly rent, termination is effective 30 days after the first date the next rent payment is due after the notice is delivered; for any other lease, on the last day of the month after the month of delivery (§ 3955(d)(1)(A)).
Worked example. Rent is due on the 1st. The tenant hands you notice and orders on Wednesday, August 20, 2026. The next rent due date after delivery is September 1. Thirty days after that is October 1, 2026, the termination date. September rent is owed in full, October rent is prorated to the one day through the effective date (§ 3955(e)(1)), and nothing is owed after October 1. If the tenant prepaid October, you refund it within 30 days of October 1 (§ 3955(f)). If the tenant moves out September 5, the date does not move; they owe through October 1. The lease termination calculator runs the dates from any notice day.
Money. No early termination charge (§ 3955(e)(1)). Rent paid in advance for the period after the effective date is refunded within 30 days of the effective date (§ 3955(f)). Taxes, summonses, and other amounts due and unpaid at termination under the lease, including reasonable charges for excess wear, remain payable. A dependent’s obligation under the lease ends with the servicemember’s termination (§ 3955(a)(2)); a non-dependent co-tenant’s does not, and the statute leaves that to the lease. Knowingly seizing or holding the tenant’s security deposit, personal effects, or property to subject it to rent accruing after the termination date is a misdemeanor (§ 3955(h)). If you think equity requires something different, § 3955(g) lets you apply to a court before the termination date; the remedy is a judge’s order, not a charge you invent.
The tenant-side walkthrough is at break your apartment lease on orders, and the notice they will send you probably came from the lease termination letter template.
Rule three: the affidavit before a default judgment (§ 3931)
Eviction filings default constantly, and § 3931 sits at exactly that moment. Before entering judgment for a plaintiff against a defendant who has not appeared, the court must require an affidavit stating whether the defendant is in military service with the supporting facts, or stating that the plaintiff cannot determine it (§ 3931(b)(1)). If the defendant is serving, no judgment until counsel is appointed, and a 90-day minimum stay follows if a defense may need the tenant present or counsel cannot reach them (§ 3931(b)(2), (d)). A declaration under penalty of perjury satisfies the requirement (§ 3931(b)(4)). Making or using one you know to be false is a crime (§ 3931(c)). A judgment entered against a servicemember can be reopened on application within 90 days after release from service (§ 3931(g)).
The factual basis is a same-day search of the DMDC SCRA website, saved with its date. PRG Real Estate agreed in 2019 to pay up to $1,498,000 over 152 default judgments against 127 servicemembers, most on affidavits saying it could not determine military status; Chesapeake Coveside agreed to $225,000 in total relief in 2022 and had to move to set the judgments aside; Rental Marketing Solutions paid $60,000 in 2026 over one false affidavit against one sailor. The procedure, with what to put in the affidavit, is on the military affidavit page.
Screening, storage, and the rest
The SCRA does not prohibit tenant screening or asking about military status on an application. What it bars is using a servicemember’s exercise of SCRA rights as the basis for adverse action or an annotation identifying the person as Guard or Reserve (§ 3919), and it puts the affidavit and DMDC obligations in front of any default judgment regardless of what you knew at signing. Screening a servicemember out for being likely to PCS is a fair housing and state-law question this page does not reach.
Property left behind is a separate trap. A lien for storage or “any other reason” on a servicemember’s property cannot be enforced during service and for 90 days after without a prior court order (§ 3958(a)). Fourteen towing and storage cases sit in the ledger, each an auction or disposal of a servicemember’s vehicle or goods without one, most recently S & K Towing ($160,000, July 2026) and Vehicle Management Solutions ($220,000 plus a $60,000 penalty, May 2026). If a departing tenant’s belongings or vehicle stay on your property, get the order before you dispose of anything.
What DOJ has done to landlords
| Defendant | Year | What broke | What it cost |
|---|---|---|---|
| Greystar Management Services | 2025 | Software imposed early termination charges on servicemembers leaving on orders | $1.35 million set aside, triple damages to those who paid, $77,370 penalty |
| JWB Property Management | 2025 | Early termination charges on at least six servicemembers | $39,168.50 plus $25,000 penalty |
| Rental Marketing Solutions | 2026 | False military affidavit, default eviction judgment against a sailor | $60,000 plus ten years of credit monitoring, $6,000 penalty |
| PRG Real Estate Management | 2019 | 152 default judgments against 127 servicemembers, most on “unable to determine” affidavits; termination fees on 10 | Up to $1,498,000 plus $34,920.39, $62,029 penalty |
| Chesapeake Coveside Lane Apartments | 2022 | Unlawful judgments against military tenants at two Virginia complexes | $225,000 total, motions to set the judgments aside |
| RedSail Property Management | 2024 | Refused a Navy PO1’s termination, citing a 35-mile state rule; charged $3,408.55 | $10,225.65 plus $3,000 penalty |
| Western Rim Investors | 2020 | Early termination fees; denied termination requests | $71,149.50 in escrow for at least 41 charged and at least four denied, $64,715 penalty |
| Twin Creek Apartments | 2018 | Termination charges on 65 servicemembers | $76,516 in escrow plus $20,000 penalty |
| Crowe and Belshaw | 2017, 2018 | Individual landlords kept deposits after lawful terminations | $1,900 and $4,190 in total, respectively |
A first-violation civil penalty is now up to $79,380 (28 CFR 85.5, for penalties assessed after July 3, 2025, per the eCFR table read August 15, 2026), on top of compensation. Greystar’s $77,370 was the ceiling in June 2025. The three individual landlords in the ledger faced penalties of $475, $500, and $1,595. The penalty scales to the case; the exposure does not go away because you own one duplex.
The checklist
SCRA controls for a landlord or property manager
- Lease language. Strike any early termination fee, concession clawback, mileage test, or notarization requirement as applied to a § 3955 termination. Do not put a rights waiver in the lease; § 3918 requires a separate instrument signed during or after service.
- Notice intake. Accept written notice by hand, carrier, mail, email, or portal, with orders or a commander’s letter. Log the delivery date and the next rent due date, and compute the termination date from those two facts.
- Final account. Prorate rent to the effective date, add only amounts due under the lease at termination (excess wear, unpaid utilities, taxes), and issue the refund of anything prepaid within 30 days. Return the deposit under state law; never hold it against post-termination rent.
- Dependents and roommates. Release the servicemember and every dependent on the lease. Handle a non-dependent co-tenant under the lease and state law, and put the outcome in writing.
- Before any filing. Run every defendant through the DMDC SCRA website the day the affidavit is signed and attach the certificate. Never file “not in military service” without it. If the tenant is serving, expect appointed counsel and a stay.
- Eviction of a covered tenant. Court order only, on any unit at or below $10,542.60 a month in 2026. No lockouts and no distress on the tenant’s goods.
- Property left behind. Court order before enforcing any lien on a servicemember’s belongings or vehicle, during service and 90 days after.
- Systems. Audit your property management software for automatic fees on move-out; the Greystar allegation was that the billing rule, not a leasing agent, imposed the charge.
- Records. Keep the notice, the orders, the date math, the final ledger, the refund, and the DMDC certificates for at least the length of a DOJ consent order, which in this ledger runs three to five years.
If you are the tenant reading this, your landlord’s obligations are the mirror of your rights; the free enforcement route starts with installation legal assistance and the DOJ complaint page described on the most common SCRA violations. Lenders and servicers have their own page: SCRA compliance for lenders and servicers.
The law behind this: 50 U.S.C. §§ 3951, 3955, 3931
Evictions and distress; termination of residential or motor vehicle leases; protection against default judgments: read the statute , or read § 3951 in plain English, with its enforcement record .
Who has been caught violating this protection
15 Department of Justice actions on lease and eviction in this site's ledger, newest first, each transcribed from the DOJ record.
- Greystar Management Services, LLC(2025): Settlement (June 24, 2025): $1.35 million set aside to compensate servicemembers, including triple damages to those who paid the early termination charges, and a $77,370 civil penalty to the United States, plus policy changes.
- JWB Property Management LLC (JWB Rental Homes)(2025): Settlement (June 19, 2025): $39,168.50 in compensation to servicemembers and a $25,000 civil penalty to the United States, plus revised policies.
- McGowan Realty, LLC, d/b/a RedSail Property Management(2024): Consent order (proposed January 8, 2024; entered by the court January 9, 2024, for three years): $10,225.65 to the Petty Officer (the $3,408.55 he paid plus two times that amount) once he returned a signed release, a $3,000 civil penalty, SCRA training, new policies, and an end to imposing the 35-mile limitation on SCRA terminations, binding RedSail and the owner of the Suffolk home it managed, who was named as a second defendant.
- FPI Management, Inc.(2023): Consent order (entered June 14, 2023): $51,587 deposited in an interest-bearing escrow account for the nine servicemembers (any amount not distributed within five years goes to the Treasury), a $22,500 civil penalty, tenant-database repairs, new SCRA policies, and employee training.
- JAG Management Company, LLC(2023): Consent order (entered October 4, 2023, three-year term): $41,581.95 deposited in an interest-bearing escrow account for the nine instances the United States alleged (each charge paid refunded, shared with any co-lessees, plus two times the charge imposed to the servicemember, with money undistributed after three years going to the Treasury), a $20,000 civil penalty, new SCRA policies, and training.
- Integrity Asset Management, LLC(2022): Consent order (entered September 2, 2022, four-year term): $45,325.59 deposited in escrow to compensate at least 17 servicemembers charged early termination fees and at least two whose terminations were denied (DOJ’s case page and release say $45,325), a $62,029 civil penalty, plus credit repair, SCRA training, and new policies.
Do the next thing
- Every SCRA deadline for a set of dates Lenders, landlords and courts.
- Military affidavit forms by state 48 jurisdictions, each read on the court’s site.
- The enforcement ledger 66 DOJ and court records by violation type.
- The statute, section by section Full text of 50 U.S.C. ch. 50.
Frequently asked questions
Can I charge an early termination fee if the lease says so?
No. Section 3955(e)(1) says the lessor "may not impose an early termination charge" on a lease terminated under the section, and a lease clause cannot override a federal statute. What you may collect is prorated rent through the effective date, plus taxes, summonses, or other amounts due and unpaid at termination under the lease terms, including reasonable charges for excess wear. Greystar (2025), JWB (2025), Twin Creek (2018), Western Rim (2020), and Integrity Asset Management (2022) all resolved DOJ actions over this exact charge, by settlement agreement or consent order.
Does the 30-day rule start when they give notice?
No, and this is the timing error most often made in both directions. For a lease with monthly rent, § 3955(d)(1)(A) makes termination effective 30 days after the first date the next rent payment is due after the notice is delivered. Notice on August 20 with rent due September 1 ends the lease October 1, not September 19. For a lease that is not paid monthly, termination is effective on the last day of the month after the month the notice is delivered.
What if only one roommate has orders?
The statute releases the servicemember and any dependent on the lease: § 3955(a)(2) says the servicemember's termination "shall terminate any obligation a dependent of the lessee may have under the lease." It says nothing about a co-tenant who is not a dependent. Whether the remaining roommate stays on the lease, renegotiates, or leaves is a matter of your lease and state law, not the SCRA. You may not use the roommate's continued tenancy as a reason to keep charging the departing servicemember.
Do I have to accept a commander's letter instead of orders?
Yes. Section 3955(i)(1) defines "military orders" to include official orders (including separation or retirement orders) "or any notification, certification, or verification from the servicemember's commanding officer" about current or future duty status. A signed letter from the commanding officer confirming PCS or a deployment of 90 days or more meets the statute. You may verify status yourself at the DMDC SCRA website; you may not refuse the termination for lack of a form the statute does not require.
Can I evict a servicemember for nonpayment?
Only through a court. Under § 3951(a), a landlord may not evict a servicemember or dependents from a residence with monthly rent at or below the published ceiling ($10,542.60 for 2026) during the period of military service except by court order, and may not use distress (seizing property in the unit) either. In court, the judge must, on the tenant's request, stay the case 90 days or adjust the lease obligation when the tenant's ability to pay is materially affected by service, and may order a pay allotment for rent. Self-help eviction of a covered tenant is a misdemeanor under § 3951(c).
What is the current rent threshold?
$10,542.60 per month for calendar year 2026, effective January 1, 2026, per the Department of Defense notice published in the Federal Register on March 10, 2026 (91 FR 11527). The statute started at $2,400 in 2003 and § 3951(a)(2) adjusts it every year by the change in the CPI Rent of Primary Residence index since November 1984. Check the Federal Register for the new figure each year; in recent years the notice has appeared between January and May.
Can I keep the security deposit to cover the months left on the lease?
No. Section 3955(h) makes it a misdemeanor to knowingly hold a servicemember's security deposit, personal effects, or other property to subject it to a claim for rent accruing after the termination date. State deposit law still governs ordinary deductions for damage beyond normal wear and unpaid amounts due at termination, and your state's return deadline still applies. Three individual landlords resolved DOJ cases over deposits: Crowe (2017) kept $1,750 in security and pet deposits, Belshaw (2018) $1,595 in pet and key deposits, and Levenson (2020) held a security deposit over 120 days.
Tools for this topic
- Deadline checker Every SCRA window that applies to your dates.
- Letter generator A rate-cap or lease letter that cites the statute.
- Bank rate-cap lookup What each lender gives beyond the 6% floor.
Sources
- 50 U.S.C. § 3951: Evictions and distress (U.S. Code, text in effect August 14, 2026)
- 50 U.S.C. § 3955: Termination of residential or motor vehicle leases
- 50 U.S.C. § 3931: Protection of servicemembers against default judgments
- 50 U.S.C. § 3958: Enforcement of storage liens
- 50 U.S.C. § 3918: Waiver of rights pursuant to written agreement
-
Department of Defense: Notice of Publication of Housing Price Inflation Adjustment, 91 FR 11527 (March 10, 2026): 2026 SCRA rent threshold $10,542.60 -
28 CFR 85.5: SCRA civil penalty amounts (eCFR, current through August 13, 2026) -
DOJ case page: United States v. Greystar Management Services, LLC -
DOJ case page: United States v. JWB Property Management LLC -
DOJ case page: Rental Marketing Solutions, LLC -
DOJ case page: United States v. McGowan Realty (RedSail) (E.D. Va.) -
DOJ case page: United States v. PRG Real Estate Management (E.D. Va.)
Heads up: SCRA Saver publishes general information, not legal or financial advice. Laws change and every situation differs. Confirm details with your installation legal assistance office (free for service members) or a licensed professional.