Debt collection
Rs Clark and Associates: what servicemembers report to the CFPB
CFPB Consumer Complaint Database, complaints tagged servicemember, received 2023 to 2025. Read October 28, 2026. Open the same query on consumerfinance.gov.
- Servicemember complaints
- 34
- Closed with money back
- 0
- 2023 to 2025
- 13 to 8
Rs Clark and Associates received 266 complaints from everyone in the window; 34 carried the servicemember tag. The complaints are mostly about debt collection, and the single most common issue is "Attempts to collect debt not owed". 0 of the 34 closed with money back. The count is too small for a reliable percentage, so compare it with the 2% rate across all 349 companies only loosely. The yearly count fell from 13 in 2023 to 8 in 2025.
What the complaints are about
By product
| Debt collection | 24 |
| Credit reporting or other personal consumer reports | 5 |
| Credit reporting, credit repair services, or other personal consumer reports | 5 |
By issue
| Attempts to collect debt not owed | 14 |
| Incorrect information on your report | 6 |
| Took or threatened to take negative or legal action | 4 |
| Written notification about debt | 4 |
| Improper use of your report | 3 |
| 2023: 13 | 2024: 13 | 2025: 8 |
Which accounts, specifically
| Credit reporting | 10 |
| Other debt | 9 |
| I do not know | 7 |
| Rental debt | 5 |
| Medical debt | 3 |
What went wrong, specifically
| Debt is not yours | 11 |
| Information belongs to someone else | 4 |
| Didn't receive enough information to verify debt | 4 |
| Attempted to collect wrong amount | 3 |
| Threatened or suggested your credit would be damaged | 3 |
Busiest month: June 2023, with 4 servicemember complaints. Most were submitted by web.
Most complaints came from TX (12), SC (7), GA (5) , then FL, AL, AR.
How Rs Clark and Associates answered
| Closed with explanation | 34 |
Rs Clark and Associates responded within the CFPB's 15-day window on 94% of servicemember complaints (directory-wide: 99%). A complaint closed "with explanation" means the company answered in writing and changed nothing; "monetary relief" means money moved.
In servicemembers' own words
Narratives the CFPB publishes with the consumer's consent. Personal details are removed by the CFPB before publication. Each links to the original complaint.
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Debt collection; Attempts to collect debt not owed. TN, 2024-07-07. Outcome: Closed with explanation. Complaint 9443732
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Credit reporting or other personal consumer reports; Incorrect information on your report. SC, 2024-07-02. Outcome: Closed with explanation. Complaint 9402111
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Debt collection; Written notification about debt. AL, 2024-05-09. Outcome: Closed with explanation. Complaint 8969583
If this is your problem at Rs Clark and Associates
For a pre-service debt above 6%: the written request and the refund estimate; for repossession, foreclosure, a default judgment or eviction, the court-protection guides and the Department of Justice; for a loan or card taken during service, the Military Lending Act. A CFPB complaint is the dated record that follows, and it is the data on this page.
Compare with debt collection peers
- Crown Asset Management, LLC, Duluth, Ga Branch 34 servicemember complaints; 0 with money back
- Helvey & Associates, Inc., Warsaw, In Branch 34 servicemember complaints; 0 with money back
- Professional Recovery Management 34 servicemember complaints; 0 with money back
- Goal Structured Solutions 35 servicemember complaints; 0 with money back
- Revco Management 35 servicemember complaints; 0 with money back
Next in the directory by volume: Suncoast Credit Union, Arvest Bank, Duvera Billing Services.
Frequently asked questions
How many complaints did servicemembers file against Rs Clark and Associates?
34 complaints tagged servicemember were received by the CFPB about RS Clark and Associates, Inc. between January 1, 2023 and December 31, 2025 (database read October 28, 2026). The tag covers active duty, Guard, Reserve, veterans, retirees, and their spouses and dependents. The yearly count fell from 13 in 2023 to 8 in 2025.
What do servicemembers complain about most at Rs Clark and Associates?
Debt collection accounts for 24 of the 34 complaints, and the most common issue is "Attempts to collect debt not owed" (14). Next: "Incorrect information on your report" (6).
Does Rs Clark and Associates give money back when a servicemember complains?
0 of the 34 closed with money back. The count is too small for a reliable percentage, so compare it with the 2% rate across all 349 companies only loosely. 0 closed with non-monetary relief and 34 closed with an explanation only. Rs Clark and Associates answered 94% of these complaints within the CFPB's 15-day window.
Tools for this topic
- SCRA refund calculator What a lender owes back for charging over 6%.
- Savings calculator What the 6% cap saves you per month and per year.
- Letter generator A rate-cap or lease letter that cites the statute.
CFPB counts for complaints tagged "Servicemember" received 2023-01-01 to 2025-12-31, read October 28, 2026; names are the CFPB's; percentages only at 100+ complaints; a complaint is not a finding of wrongdoing. Method and the full directory.
Heads up: SCRA Saver publishes general information, not legal or financial advice. Laws change and every situation differs. Confirm details with your installation legal assistance office (free for service members) or a licensed professional.