Aaron's Military Discount: None Listed; Free Moves Stop at 15 Miles

The Aaron’s pages read for this article show no military discount, and the code it hands out for an email address is a payment-timing offer, not a price cut. The money for a service member is in Aaron’s return rule: hand the merchandise back while you are current and the lease payments stop. Everything below was read on aarons.com on October 10, 2026.

What Aaron’s pages say

The return rule has one condition that matters on orders: you must be current. Aaron’s FAQ says past-due lease payments stay owed even after the merchandise goes back. Pay up to date first, then return.

The code that is not a discount

Search “Aaron’s discount code” and the code you will find is the site’s email and text offer: start a new lease for $0.01. Aaron’s own fine print calls it “Not a discount” and says it does not reduce the total cost of ownership. Your regular monthly payments simply begin on the date in the lease. Online coupon codes apply only to leases with a regular monthly payment of $179 or less, and the $0.01 start needs a plan of 12 months or longer.

Two programs do cut the price. The Gold Card page lists 25% off the payment on select merchandise, a first month free up to $150, and up to $100 off for a referral, all in store only on 12-month or longer plans. The page does not say how a customer gets a Gold Card. The Low Price Guarantee promises to meet or beat a local rent-to-own competitor’s advertised total cost on the same item or pay $100 by mailed check, claimed on the day you lease.

The closest thing to a military discount in Aaron’s record is a 2015 program, not a current one. A November 10, 2015 Aaron’s press release, reprinted on franchising.com, launched “Salute.Serve.Save”: up to $100 off the first payment and up to $100 off the last on a new in-store lease of 12 months or longer, plus 10% off all payments, for active and reserve members, veterans, and military spouses. No current Aaron’s page mentions that program, and the press release page on aarons.com lists nothing before December 2020. If you want it, ask the store manager whether it still exists, and get the answer on the lease.

A PCS or deployment, priced on one TV

The product page for an LG 65-inch 4K UHD TV, priced for ZIP code 20147 on October 10, 2026, showed $79.99 a month for 18 months, a cash price of $676.99, and a rent-to-own charge of $762.83, for a total cost of ownership of $1,439.82 plus tax. Rented to the end, you pay 113% more than the cash price.

For a deployment, returning wins unless you want the item kept for you. For a PCS, the realistic choice is between returning it and buying it, unless the store agrees in writing that the lease lets you take it with you, because Aaron’s free move stops 15 miles from the store. The same-as-cash window is the cheapest way to own it, and it closes fast: the FAQ says “generally 120 days,” and your Service Plus Addendum sets the exact date.

Aaron’s Club and the military exclusion

Aaron’s Club is an optional membership at $11.99 a month. Its lease benefits include payment waivers. The Club page lists what it will not pay, and one line reads: “Disability as a result from an act of war or military service.” That exclusion applies to the Accident and Sickness Payment Waiver, which otherwise covers up to four months of lease payments, to a $1,000 maximum.

The Involuntary Unemployment Payment Waiver covers members who are fired, laid off, or out of work when an employer closes. Its terms say nothing about leaving a civilian job for active duty, so do not count on it. The Courtesy Waiver, which waives the remaining lease payments when a member named on the lease dies, lists no military exclusion. If you return your merchandise before you deploy, cancel the Club in MyAccount too; it is a separate membership.

§ 3952 and Aaron’s no-refund rule

50 U.S.C. § 3952 protects a lease of personal property when you paid a deposit or installment before entering military service. For a breach before or during service, the lessor may not terminate the lease or repossess without a court order. The installment contract guide covers the statute; the repossession guide covers what a court order requires.

Here is where it meets Aaron’s terms. Aaron’s says a return brings no refund of lease payments already made, and that past-due payments survive a return. Section 3952(c) gives the court three tools in a hearing on a protected lease: order repayment of all or part of your prior installments as a condition of ending the lease and taking the property back, stay the case, or make another equitable order. So if Aaron’s goes to court to end a protected lease and take the merchandise back, a judge can order some of your payments returned, which Aaron’s own return policy does not offer. A return you start yourself is not that case, and the no-refund rule applies to it. Under § 3952(c)(2), the court must stay the case on your application when service materially affects your ability to keep up with the lease; the stay guide covers how stays work.

The protection is narrow. It covers only leases with a payment made before you entered service, which usually means a Guard or Reserve member who signed as a civilian. Check your status first with the eligibility guide. If you are already behind, ask your branch’s relief society whether a no-interest loan or grant can get you current so the free return is open to you; the relief society guide lists them.

Return or pay off Aaron's merchandise on orders

1. Pull your lease and the Service Plus Addendum. Find your same-as-cash end date and your early purchase terms.
2. Get current. Aaron’s FAQ says past-due payments stay owed after a return, and a return requires the lease to be otherwise current.
3. Call your store to schedule the pickup, then confirm in writing: lease number, items, pickup date. The letter generator drafts a notice; add a § 3952 line if you paid on the lease before entering service.
4. Cancel EZPay at myaccount.aarons.com or at 800-950-7368, and cancel Aaron’s Club in MyAccount.
5. Keep the pickup receipt with your orders. Lifetime Reinstatement requires a new application, and the receipt shows where you left off.
6. On a PCS, compare the payout price with the cost of leasing again at the new duty station. PCS money moves covers the rest of the move.

Rent-A-Center’s FAQ handles a deployment differently: return the item, pause with no penalty, and resume within two years with your last receipt. Rent-A-Center on a deployment has the numbers.

The law behind this: 50 U.S.C. § 3952

Protection under installment contracts for purchase or lease: read the statute , or read § 3952 in plain English, with its enforcement record .