Vehicle loans and leases
World Omni Financial: what servicemembers report to the CFPB
CFPB Consumer Complaint Database, complaints tagged servicemember, received 2023 to 2025. Read October 28, 2026. Open the same query on consumerfinance.gov.
- Servicemember complaints
- 55
- Closed with money back
- 0
- 2023 to 2025
- 11 to 27
World Omni Financial received 827 complaints from everyone in the window; 55 carried the servicemember tag. The complaints are mostly about vehicle loan or lease, and the single most common issue is "Incorrect information on your report". 0 of the 55 closed with money back. The count is too small for a reliable percentage, so compare it with the 2% rate across all 349 companies only loosely. The yearly count rose from 11 in 2023 to 27 in 2025.
What the complaints are about
By product
| Vehicle loan or lease | 31 |
| Credit reporting or other personal consumer reports | 14 |
| Debt collection | 7 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
By issue
| Incorrect information on your report | 15 |
| Managing the loan or lease | 12 |
| Repossession | 6 |
| Getting a loan or lease | 5 |
| Problems at the end of the loan or lease | 4 |
| 2023: 11 | 2024: 17 | 2025: 27 |
Which accounts, specifically
| Loan | 27 |
| Credit reporting | 16 |
| Lease | 12 |
| Auto debt | 7 |
| Personal line of credit | 1 |
What went wrong, specifically
| Account status incorrect | 8 |
| Billing problem | 7 |
| Account information incorrect | 6 |
| Problem with additional products or services purchased with the loan | 4 |
| Loan balance remaining after the vehicle is repossessed and sold | 3 |
Busiest month: November 2025, with 6 servicemember complaints. Most were submitted by web.
Most complaints came from FL (13), GA (12), NC (10) , then AL, AZ, SC.
How World Omni Financial answered
| Closed with explanation | 53 |
| Closed with non-monetary relief | 2 |
World Omni Financial responded within the CFPB's 15-day window on 100% of servicemember complaints (directory-wide: 99%). A complaint closed "with explanation" means the company answered in writing and changed nothing; "monetary relief" means money moved.
In servicemembers' own words
Narratives the CFPB publishes with the consumer's consent. Personal details are removed by the CFPB before publication. Each links to the original complaint.
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Vehicle loan or lease; Repossession. FL, 2024-08-27. Outcome: Closed with explanation. Complaint 9934077
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Credit reporting or other personal consumer reports; Incorrect information on your report. FL, 2024-08-15. Outcome: Closed with explanation. Complaint 9813228
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Debt collection; Communication tactics. AL, 2024-07-25. Outcome: Closed with explanation. Complaint 9614734
If this is your problem at World Omni Financial
For a pre-service debt above 6%: the written request and the refund estimate; for repossession, foreclosure, a default judgment or eviction, the court-protection guides and the Department of Justice; for a loan or card taken during service, the Military Lending Act. A CFPB complaint is the dated record that follows, and it is the data on this page.
Compare with vehicle loans and leases peers
- United PanAm Financial 59 servicemember complaints; 0 with money back
- Stellantis Financial Services US 66 servicemember complaints; 3 with money back
- Carvana 70 servicemember complaints; 0 with money back
- Byrider Franchising 40 servicemember complaints; 0 with money back
- Driveway Finance 37 servicemember complaints; 0 with money back
Next in the directory by volume: Amerisave Mortgage, Google Compare Credit Cards, Sezzle.
Frequently asked questions
How many complaints did servicemembers file against World Omni Financial?
55 complaints tagged servicemember were received by the CFPB about World Omni Financial Corp. between January 1, 2023 and December 31, 2025 (database read October 28, 2026). The tag covers active duty, Guard, Reserve, veterans, retirees, and their spouses and dependents. The yearly count rose from 11 in 2023 to 27 in 2025.
What do servicemembers complain about most at World Omni Financial?
Vehicle loan or lease accounts for 31 of the 55 complaints, and the most common issue is "Incorrect information on your report" (15). Next: "Managing the loan or lease" (12).
Does World Omni Financial give money back when a servicemember complains?
0 of the 55 closed with money back. The count is too small for a reliable percentage, so compare it with the 2% rate across all 349 companies only loosely. 2 closed with non-monetary relief and 53 closed with an explanation only. World Omni Financial answered 100% of these complaints within the CFPB's 15-day window.
Tools for this topic
- SCRA refund calculator What a lender owes back for charging over 6%.
- Savings calculator What the 6% cap saves you per month and per year.
- Letter generator A rate-cap or lease letter that cites the statute.
CFPB counts for complaints tagged "Servicemember" received 2023-01-01 to 2025-12-31, read October 28, 2026; names are the CFPB's; percentages only at 100+ complaints; a complaint is not a finding of wrongdoing. Method and the full directory.
Heads up: SCRA Saver publishes general information, not legal or financial advice. Laws change and every situation differs. Confirm details with your installation legal assistance office (free for service members) or a licensed professional.