Skip to content
SCRASAVER

Break Leases & Contracts Penalty-Free

GCI Military: Orders Out of Alaska Bar the $20-a-Month Phone ETF

Photo of Mario Bailey By Mario Bailey Published October 10, 2026 Cited to the U.S. Code & primary sources

Part of: The Complete Guide to the SCRA

GCI does not publish a military discount, so what a service member can save with GCI sits in its contract terms. The biggest number is on the phone side: a line under a Service Commitment owes $20 for each month left, and orders that qualify under 50 U.S.C. § 3956 erase it. GCI’s internet carries no contract, which moves the risk to billing timing and the leased modem. Every GCI fact below was read on gci.com on October 10, 2026.

GCI’s terms next to the statute

Section 3956 covers commercial mobile, telephone exchange, internet access, and multichannel video service, for a contract signed before you received orders to relocate for 90 days or more “to a location that does not support the contract.” A second trigger reaches a stop-movement order, indefinite or of 30 days or more, that keeps you from using service you signed up for after getting PCS orders. The phone, cable, and internet guide covers the whole section; this page sticks to GCI.

ItemGCI’s termsSection 3956 on qualifying orders
Military discountNone postedNot a federal right
Mobile ETF$20 per month or part of a month left on a Service CommitmentBarred, § 3956(e)(1)
Internet contractNone; broadband labels list ETF “None”No fee either way
Cancel mid-cycleTakes effect at the end of the cycle; no prorated refundCurrent billing period may be kept, § 3956(f)
Leased internet gearBack within 14 days after the final cycle, or replacement costBack within 10 days of disconnection, § 3956(e)(3)
Financed phone or streaming deviceRemaining balance due when service endsStill owed
Leaving AlaskaGCI may end mobile service if you no longer reside in AlaskaEvidence for the “does not support” test

The table reflects GCI’s mobile terms dated August 14, 2023, its internet terms dated December 11, 2025, and its plan pages, all checked October 10, 2026.

The $20 a month, worked out

Take a household with two GCI phone lines, each 10 months short of the end of a two-year Service Commitment, plus Faster internet at $124.99 a month, the price gci.com shows for its default Anchorage location with no contract. PCS orders to the Lower 48 arrive.

  • Phone lines without the statute: 2 lines x 10 months x $20 = $400. GCI’s terms set the term “for each Number,” so each committed line carries its own fee.
  • Phone lines on qualifying orders: $0 in early termination fees.
  • Internet: GCI bills in advance, and a cancellation partway through a cycle “will not take effect until the end of that billing cycle,” with no prorated refund. Give notice 12 days into a cycle and you pay the full $124.99 for that cycle. Section 3956(f) allows that, because it is the period you cancel in; anything already billed for a later cycle comes back within 60 days.
  • Modem and WiFi gear: an unreturned piece costs its “current replacement cost.” GCI publishes no figure.

The orders are worth $400 in this household before the equipment question. Without a Service Commitment on the phones, they are worth nothing in fees, and the job is to time the notice and return the gear.

A PCS inside Alaska may not qualify

The statute’s test turns on where GCI can serve you. GCI’s GCI+ terms list the markets where its bundle is sold, and the list includes Anchorage, Eagle River, Fairbanks, North Pole, Eielson AFB, Fort Wainwright, and Fort Greely. Orders from Fort Wainwright to Eielson Air Force Base, for example, may land you at an address GCI serves, and a contract GCI can keep serving is hard to call unsupported. Ask GCI to check the new address. If it is served, move the service.

A move to the Lower 48 reads the other way, even though GCI advertises roaming there through T-Mobile. GCI’s mobile terms say the service “is intended to be used primarily on our wireless network,” cap use on partner networks, and let GCI end your service or roaming “if you no longer reside within the state of Alaska.” Quote that sentence in your notice. Its internet terms say Rural Wireless Internet and its equipment are to be used only at the qualified service address, and moving them requires GCI to re-approve the new address.

Keep your paperwork tight. The Justice Department has already settled a § 3956 case against a Pacific carrier, GTA on Guam, over early termination charges on cell contracts.

Financed phones and the “free” streaming device

Section 3956(e)(1) bars an early termination charge but makes you pay “any tax or any other obligation” due under the contract. Expect GCI to count a device balance as that kind of obligation: its Device Financing Agreement makes failing to keep voice or data service on the device a default and lets GCI require “the remaining unpaid amount financed” at once.

GCI’s promotions add two more lines to check:

  • Phones on a 36-month installment: GCI applies a $350 discount (Apex or Summit plans) or $200 (Explore or Peak) monthly over 36 months, and early disconnection makes “the full remaining retail price minus any trade-in credits” due. On the $350 version that is about $9.72 a month, so leaving at month 12 forfeits about $233 in credits you had not yet received.
  • GCI+ streaming device: it rides on a 24-month financing agreement discounted to $0 a month, and “if internet service is disconnected within the 24-month period, the remaining balance will be due.”

The statute does not say whether credits that stop count as an early termination charge. Ask GCI in writing to keep them running or waive the difference, and cite § 3956(e)(1). The 10-day return rule does not reach these devices: § 3956(g)(4) limits it to equipment an internet or TV provider rents or loans you.

Your number and coming back

If your relocation lasts three years or less, § 3956(c) requires GCI to let you keep your mobile or home phone number when you re-subscribe during the 90-day period beginning on the last day of the relocation. Section 3956(e)(2) bars a reinstatement charge in that window, other than the usual installation or equipment charges any subscriber pays. GCI’s plan pages say a $35 Wireless Service Activation Fee may apply; on a return inside the window, ask GCI to waive it under § 3956(e)(2).

GCI’s terms make written notice effective when received at GCI, Attn: Customer Service, 2550 Denali St., Suite 1000, Anchorage, AK 99503. Its contact page lists rcs@gci.com and (800) 800-4800.

Cancel GCI on military orders

  1. Confirm the orders qualify: 90 days or more, to an address GCI cannot serve, issued after you signed. The eligibility checker covers who counts, including Guard and Reserve members.
  2. Ask GCI for a copy of your Wireless Customer Contract and note each line’s commitment end date and any device financing balance.
  3. Mail written notice with a copy of your orders and the stop date to GCI, Attn: Customer Service, 2550 Denali St., Suite 1000, Anchorage, AK 99503, with tracking, and email a copy to rcs@gci.com. The letter generator drafts it.
  4. Call (800) 800-4800 to confirm receipt, and ask in writing for a $0 early termination fee and for how GCI will treat any financed device.
  5. Return the leased modem and WiFi gear within 10 days of disconnection and keep the receipt.
  6. Check the final bill. Anything billed for a cycle after the one you cancelled in is due back within 60 days. If you plan to return, the deadline checker tracks the 90-day window for your number.

Alaska-specific protections are on the Alaska page, and the same orders usually let you break an apartment lease. The rest of the moving list is in PCS money moves.

The law behind this: 50 U.S.C. § 3956

Termination of certain consumer contracts: mobile, home phone, internet, TV, gym, and home security: read the statute , or read § 3956 in plain English, with its enforcement record .

Frequently asked questions

Does GCI have a military discount?

Not one GCI publishes today. Its sitemap of 917 pages has no military or veteran page, and gci.com/military returns a not-found page (checked October 10, 2026). A November 2017 USO Alaska post quoted GCI's chief marketing officer saying GCI offered military discounts, so ask a store or (800) 800-4800 whether one still exists, but budget on the posted numbers. The savings GCI does advertise are GCI+ bundle pricing, device trade-in deals, and Atmos Rewards points. The protection that matters is federal: 50 U.S.C. § 3956 lets you end a GCI mobile, home phone, internet, or TV contract on qualifying orders without an early termination charge.

How much is GCI's early termination fee?

On mobile service, GCI's Mobile Wireless Service terms (updated August 14, 2023) set it at $20.00 for each month, or any part of a month, left before your Service Commitment ends, and porting your number to another carrier counts as terminating. Six months left is $120; 18 months left is $360. Only lines with a Service Commitment owe it. GCI's current GCI+ offer says it does not require a term commitment, and its internet broadband labels list no contract and an ETF of "None." On qualifying orders, § 3956(e)(1) bars the charge.

Can I cancel GCI under the SCRA if my PCS keeps me in Alaska?

Possibly not. Section 3956 opens for orders that relocate you for 90 days or more "to a location that does not support the contract." GCI's own GCI+ market list names Anchorage, Fairbanks, North Pole, Eielson AFB, Fort Wainwright, and Fort Greely, among others, so orders between two of those places can leave GCI able to serve you at the new address. Ask GCI to check the new address before you send a termination notice. If it is served, moving the service is the cheaper path; if it is not, cancel under the statute.

What happens to a phone I am paying off through GCI if I cancel on orders?

The balance comes due. GCI's Device Financing Agreement makes it a default to stop keeping voice or data service on the device, and lets GCI demand the remaining amount financed at once. GCI's current phone offer spreads a $350 or $200 discount over 36 months and says early disconnection makes the full remaining retail price, minus trade-in credits, due. Section 3956(e)(1) bars early termination charges but still requires you to pay obligations due under the contract, so ask GCI in writing how it will treat the credits that stop.

How long do I have to return GCI internet equipment?

GCI's Internet Service terms (updated December 11, 2025) say leased Company Equipment must be returned no later than 14 days after the end of your final billing cycle, in working order, or you pay its current replacement cost. GCI also mails any refund owed only after the equipment is back. When you terminate under 50 U.S.C. § 3956, the statute gives 10 days after disconnection for a rented modem or router, which is the tighter deadline. Ask GCI where to drop the gear and keep the receipt.

Sources

Heads up: SCRA Saver publishes general information, not legal or financial advice. Laws change and every situation differs. Confirm details with your installation legal assistance office (free for service members) or a licensed professional.

Know someone this saves money? Pass it on

Stay ahead of the law

New guides and rate changes, in your inbox

When an issuer changes its military rate or a new protection guide goes live, you hear about it first. No spam, and you can unsubscribe anytime.

We never sell your email. Read our privacy policy.

Use Google? Add SCRA Saver as a preferred source and Google marks our guides with a preferred badge in your results.