Military pay dates, July 2026
DFAS's 2026 active-duty table, read October 10, 2026. Bank windows from each institution's own page, read October 28, 2026.
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Wednesday, July 1
Pay for the second half of June.
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Wednesday, July 15
Pay for the first half of July.
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Friday, July 31
Pay for the second half of July, the deposit that would otherwise land on the 1st of next month; moved up from the 1st of next month because that date is a weekend or federal holiday.
In July 2026 the 1st is a Wednesday and the 15th is a Wednesday. Federal holiday this month: Independence Day (observed) (Friday the 3rd), which banks skip when they count business days. Wednesday the 1st comes 11 business days after the previous payday; Wednesday the 15th comes 9 business days after the previous payday; Friday the 31st comes 12 business days after the previous payday.
Earliest each deposit could post, by institution
The five with published calendars print their own dates on their pages (linked). The rest state a window for eligible deposits; "earliest" counts that window back from the DFAS date, skipping weekends and federal holidays, and is a best case, not a promise.
| Institution | DFAS July 1 | DFAS July 15 | DFAS July 31 |
|---|---|---|---|
| Navy Federal | Published calendar: see its page | Published calendar: see its page | Published calendar: see its page |
| USAA | Published calendar: see its page | Published calendar: see its page | Published calendar: see its page |
| PenFed | Published calendar: see its page | Published calendar: see its page | Published calendar: see its page |
| Armed Forces Bank | Published calendar: see its page | Published calendar: see its page | Published calendar: see its page |
| Service Credit Union | Published calendar: see its page | Published calendar: see its page | Published calendar: see its page |
| Ally Bank (up to 2 business days) | Monday, June 29 | Monday, July 13 | Wednesday, July 29 |
| Andrews FCU (up to a day early) | Tuesday, June 30 | Tuesday, July 14 | Thursday, July 30 |
| Capital One (up to 2 days) | Monday, June 29 | Monday, July 13 | Wednesday, July 29 |
| Chase (up to two business days) | Monday, June 29 | Monday, July 13 | Wednesday, July 29 |
| Chime (up to 2 days) | Monday, June 29 | Monday, July 13 | Wednesday, July 29 |
| Current (up to 2 days) | Monday, June 29 | Monday, July 13 | Wednesday, July 29 |
| Hanscom FCU (up to two days) | Monday, June 29 | Monday, July 13 | Wednesday, July 29 |
| Langley FCU (up to 3 days) | Friday, June 26 | Friday, July 10 | Tuesday, July 28 |
Early posting depends on when DFAS sends the file, so set autopay to the DFAS date. June | August | all of 2026 and every bank's policy
Frequently asked questions
When does the military get paid in July 2026?
Wednesday, July 1 (pay for the second half of June); Wednesday, July 15 (pay for the first half of July); Friday, July 31 (pay for the second half of July, the deposit that would otherwise land on the 1st of next month, moved up from the 1st of next month because that date is a weekend or federal holiday).
Why does July 2026 have 3 paydays?
The 1st and the 15th, each moved to the prior business day where needed.
Tools for this topic
- Deployment pay calculator Special pays plus the tax a combat-zone month removes.
- SDP calculator What the deployed 10% program pays.
- Savings calculator What the 6% cap saves you per month and per year.
Heads up: SCRA Saver publishes general information, not legal or financial advice. Laws change and every situation differs. Confirm details with your installation legal assistance office (free for service members) or a licensed professional.